Florida's New Low-Cost health guarnatee Plans

Medicare Supplement - Florida's New Low-Cost health guarnatee Plans

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Recently, a bill was signed in Florida that would help create the creation of a low cost health assurance plan for Florida residents.

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Medicare Supplement

Unfortunately, amid all the fanfare, very few citizen stopped to take a close look at what was genuinely being proposed. Permit me to enlighten you on some of the more foremost aspects of the proposed plan.

First of all, it is not a mandated health assurance plan. In other words, an assurance carrier would have to conclude if they even want to generate a plan to sell. This is Not A Plan That The State Of Florida Is Providing. Please understand that Florida is in the midst of an ultimate funds crunch and is not spending a particular dime on this plan. Governor Crist has made that very clear. The cooperation of the health assurance industry will be required to make this work. As of now, there are no plans available.

Second, this is not a major medical plan. If you have a medical accident and this is your only health insurance, you are in a lot of trouble. It is a minimal plan with a few doctor visits, a physical, perhaps some generic prescription coverage (the drugs you already get in Wal-Mart for ) and a few other benefits. Surely, none of you ever belief that you would get a unblemished major medical plan for 0 a month.

Next, the plan is for someone who has had no health assurance for six months. This means that in their infinite wisdom, Florida's representatives decided that if you lose your job and cannot afford your Cobra insurance, they want you to be without any health assurance at all for at least six months. We have a real brain trust in Tallahassee don't we.

Now, you are genuinely going to love this. The plans are going to sell for about 0 (projected price but who knows) and give you the most minimal of benefits. But that is the cost for an individual. A house will be much more. As a matter of fact, if you have a wholesome family, a customary major medical plan with real benefits might be less expensive.

For example, at Flquote a Florida health assurance website a 40 year old male in Pasco County can get an excellent Ppo plan for about 0 a month. We are talking about a unblemished multi-million dollar, major medical plan. Not a minimal plan.

Who will this plan help?

I am still trying to outline that out. This is supposed to help those of you who cannot get health insurance. But, it will not pay for your costly brand name prescriptions; it will not cover farranging hospitalization or costly testing procedures. For those of you who think that dental coverage is part of health assurance - it is not. It will not cover any dental or foresight costs.

If you are poor, you are much best off on Medicaid. If you are medically qualified, you will get far more coverage for your money with a customary health assurance plan.

Have politicians created a created a, half-way part to pander to the voters? Is it "better than nothing"? If you are paying ,800 a year for a few office visits, you have to wonder if it is even worth it.

If you are keeping your breath for government sponsored health insurance, chances are you will turn blue and collapse first.

You do have alternatives. There are decent low cost plans available to Florida residents. There are also guaranteed issue plans with no medical questions that are similar to the plans being proposed. You can find guaranteed issue health assurance plans online.

Clearly, it will be involving to see if this new proposal yields any clear turn or does it become an practice in futility.

If you are curious in learning more about low cost health assurance in Florida, you can go to Affordable Florida health assurance Plans. To find out more about health assurance plans that have no medical requirements, go to Guaranteed Issue health Insurance.

I hope you will get new knowledge about Medicare Supplement . Where you possibly can put to used in your evryday life. And just remember, your reaction is passed about Medicare Supplement .